According to the statistics, there are around 3500 phones lost on buses, trains while around 1200 handsets face destruction in the presence of water. These show that it is better to get covered than to face a loss. The good news is that all kinds of losses are covered by the insurance companies. You are also offered protection against the unauthorized calls mobile insurance. For getting insured, there are many different renowned insurance company like Sony insurance, Nokia insurance, Alcatel Insurance, Blackberry Insurance, Siemens insurance, Motorola Insurance and others.

If you are searching for an insurance, you should know that there are many different websites which either offer the insurance or aid in getting one for yourself. The most significant part is that being online, all these companies can be contacted anytime and every time from any corner of the world.

Actually, when you go to a shop for purchasing a handset, there are a large number of options. Fearing your habit of forgetting the gadget(if you have it) somewhere or the gadget getting stolen, you go for a low priced device. This you do in spite of the fact that you had liked the expensive one. But now you never need to fear the loss in presence of the insurance cover.

The insurance companies pay full sum to you if you pay them a small premium amount. The premium paid by you would be directly proportional to the cost of your mobile phone. Higher the cost of your gadget higher will the premium amount be. Now, paying complete cost of the handset at a time is never an intelligent choice when you have the option of escaping it by paying a small premium at frequent intervals through the cheap mobile phone insurance. Specially the young guys and gals are careless leading to these losses.

Better late than never! If you are one of those who have not insured your gadget, you should get it immediately insured or you may later regret this decision. And still if you don’t want to get a cheap mobile phone insurance, it would be better to keep your gadget inside the locker such that you never loose it.

Do you have a mobile phone and fear of the stuff getting damaged brings nightmares to you? If your answer is yes, which mostly should be, you don’t need to worry now. A new kind of scheme titled ‘mobile phone insurance’ has been coined where you get the total sum refunded in case your gadget suffers any loss or theft.

But, there are a few companies which may not be providing insurance coverage in all cases. This may create a new problem for you. For this reason, you should go through all the terms and conditions carefully and should reject it if it doesn’t comply with your demands. Further, while some companies offer insurance cover giving you a new gadget, there are others who provide a second hand gadget.

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